South Korea and France Consumer Lending Industry Market

All consumer lending areas continued to grow in 2012 in both gross lending and outstanding terms. However, growth was slightly slower than in 2011, except within education lending. Although growth within consumer lending is slowing, the general picture within consumer lending is not a very optimistic one. According to Statistics Korea, the total consumer Debt-to-Income (DTI) ratio is way above the OECD average. In addition, Korea Housing Finance Corporation statistics show the risky level of.

Due to the country’s gloomy economic context and high unemployment, French consumers chose to be cautious with loans in 2012, preferring to postpone their purchases of larger consumer goods. Despite a slight improvement in consumer confidence in 2012, gross consumer lending saw a decline in France. This was due to the fact that there is a strong saving culture in France – a number of consumers preferred to use their savings rather than taking out a loan and being in debt.

Euromonitor International’s Consumer Lending in South Korea and France report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Lending market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market’s major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.

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